Medicare (Original Medicare), is a federal health insurance. You can get Medicare if you are a citizen or permanent resident of the United States and

 

• Age 65 or older

• Younger than 65 with certain disabilities

• Any age with end-stage renal disease (ESRD) or amyotrophic lateral sclerosis

 

Medicare has four parts:

 

Part A - Hospital Insurance which covers Inpatient Hospital stays

 

Part B - Medical Insurance which covers things like Doctor Visits (Outpatient Services)

 

Part C - Known as Medicare advantage, consists of Parts A and B, as well as additional benefits, such as dental, hearing and vision. Medicare advantage plans can also include Part D prescription benefits, often referred to as a MAPD plans.

 

Part D - Part D helps cover the cost of prescription drugs. You can purchase a Prescription Drug Plan (PDP) on its own or you can purchase a Medicare Advantage plan that includes prescription drug coverage (MAPD)

 

While Medicare is a good program, it doesn't cover all your healthcare expenses. You can choose between original Medicare and a Medicare Advantage plan. You deserve an affordable plan that meets your needs and offers extra benefits to help you get — or stay — healthy.

 

Choosing your Medicare coverage can be a very confusing and complicated process. As a licensed insurance agent, I’m here to assist you in making an informed decision so you can be confident you receive the plan benefits that meet your health care needs, your lifestyle and your budget.